Any employer is concerned about hiring the best people for the job and ensuring that those hired have the credentials and experience they claim and are as free as possible from any substantive “skeletons in their closets.”

Financial institutions have even more at stake. And, in a tight economy with resume falsifications on the rise, according to Accu-Screen Inc., ensuring applicants are appropriately vetted is even more critical. Accu-Screen’s research suggests 45 percent of resumes and job applications could contain false information. Background checks can provi…